counting pennies

This is the last month I am in my apartment, which means starting next month we will be able to figure out a better budget.

On the one hand, I will no longer be paying half my net income in rent. On the other hand, the utilities for my one-bedroom apartment will seem like a dream compared to paying everything (sewer, water, gas, electric, trash/recycling) on a 2000sqf house.

I’ve not been doing any freelancing for about eight months — I had planned to pick it up again after the summer insanity but then, well, things fell apart. I don’t think I’m in any mood to continue freelancing, at least not just yet, not until Mum and I feel like we’ve got our feet back under ourselves. So that’s a decent chunk of change from my income.

However, there is very little debt. I have a car payment from buying a new (to me) car last year, and some cc debt that, once I won’t have rent payments, I can likely get rid of by the end of the year.

I’d like, by this time next year, to have a better handle on the finances, to not feel the constant stress of the past few years where, if I didn’t have a busy freelancing month, I was struggling to buy food. I’d like to be at a point where, even if I never freelance again, I would still feel comfortable and I can easily pay the bills.

That’s the long-term goal.

The short-term goal, though, is to not buy any crap this month. That’s a long-term goal, tbh, but a “no buy” month is what I need right now. And so far, despite temptations, I have succeeded. Now let’s see if I can succeed in the other half of the month…

 

goo goblin

Over the past three or four years, I gradually became a goo goblin.

What I mean by that is that I somehow went from someone who had one moisturizer-with-spf that they replaced only when it was used up, to someone who had a ten-step routine. I went from someone who rarely used makeup except for special occasions, so needing to make sure her brows looked perfect before she left the house to run errands.

Part of it was the realization that I was, indeed, getting older (hello, crow’s feet!). Part of it was soothing the depression goblin by smothering it with all the shiny new things that promised to make my life perfect if I slathered it on my face everyday.

So it grew and grew until I had a huge stockpile and realized that there was no way I could possibly use everything up before they went bad. I made a spreadsheet and started to organize everything, forcing myself to use up old forgotten items and declutter as needed.

I still have way too much stuff, which is why I’m determined to not buy any “goo” for at least six months (when I will likely run out of shampoo and conditioner, if my previous spreadsheet tracking is correct). July is my birthday month, so I will use that Ulta coupon and buy more shampoo and conditioner.

But! I did manage to use up 185 products last year. I know I actually used up more, but there were a couple of months I didn’t track because of everything that was going on, and it was during that time that the stash of sheet masks saved my skin because it was the only skincare I could do during the grief and depression.

I didn’t pay retail for most (if not all) of my items, but if I did, I would have used up $1,403.37 worth of items.

That’s not counting the 56 items I destashed for various reasons (mostly because they were expired) that were worth a retail price of $710.10.

All in all, I got rid of 241 items for a retail cost of $2,113.47. Yikes. That’s embarrassing.

Embarrassing because I shouldn’t have had all those products in the first place. That I shouldn’t have spend money on something I didn’t need when it could have been put to better use. That I still have at least twice that much to still go through.

So I’m on a determined “no buy” for as long as possible. At least until July. But hopefully I will rediscover my frugal, minimal instincts and continue on after that.

what’s in my fridge?

For the first time in 14 years, I no longer live alone. All my adult life, I have chosen to spend a little more for much-needed introvert privacy than deal with roommates.

For the last three months, I have been living with my mother. It’s weird but it’s working, even if I joke that I’m a proper millennial now since I’ve moved “into my mother’s basement” (which, to be fair, is technically our basement, since my name is on the deed). We thankfully get a long quite well and are content to give each other space, as needed.

But I’m still not used to opening up the fridge and having no idea what’s in there.

For 14 years, I was the sole fridge-provider. I was the only one who bought the groceries. I always knew what was in there (well, almost always knew, since invariably there’d be a forgotten fruit or vegetable or container of leftovers that would be shoved to the back until it started to become a science experiment).

But for half my life, I was the one who put food into the refrigerator.

Now, when I open, it is full of things that I didn’t purchase! And I don’t know what to do with them!

Mum is still adjusting to my eating habits, which are very different from my father’s. She buys meat by the truckload, it seems, which shocks my starving artist sensibilities since fresh meat is so very expensive! Heck, it was a treat sometimes to even buy eggs! I am not a vegetarian, but my pocketbook was.

So now our freezer is full of the meat that we couldn’t possibly eat in a timely manner.

Honestly, it’s just a shock seeing the fridge full, period. I rarely purchased in bulk, preferring to buy a few things here and there on a weekly basis because I knew they’d go to waste before I could it it all. The most items in my fridge were the bottles of condiments and a few random drinks here and there.

But now, not only are there many bottles of condiments, lots of which I would never use, but there is an entire shelf dedicated to the soda that I gave up years ago (and have been tempted again into drinking since it’s so accessible now), and another shelf dedicated to fresh produce, and another to meats and cheeses, and butter, and eggs, and bread.

When I finally finish emptying my apartment, the only things I will really add to our shared food storage is a freezer full of tortillas, a case of ramen, and containers of rice. All those key staples for an underpaid idealist.

Mum and I agree that we’ll have to sit down and figure out a better budget for our groceries. Not just monetarily, since we won’t be making as much money as she’s used to, but also physically and nutritionally. We don’t have the space she’s used to. Somewhere in storage there is a freezer that she plans to put in the garage, but we don’t have the large fridge she had overseas.

And we don’t need to keep eating the easy-but-comforting junk food we’ve been relying on the past few months.

Now that I have my mother’s grocery budget, I want to cook more. I want to learn recipes that go beyond dumping something on a bowl of rice.

I want to be healthier than relying on a package of ramen to get me through the day.

I want to stop relying on restaurant leftovers to get the more bang for my buck.

I want to provide Mum a sense of home, a place where we can share the meals we couldn’t for the past 14 years. Where can bond together again over something delicious and homemade.

But first, I have to figure out just what’s in that fridge…

resolutions

A new year. A new decade (we may quibble on the technical start of the new decade, but there is something thrilling about seeing the number roll-over).

I don’t really believe in resolutions. If people want to change, they will — and not because of some arbitrary date on the calendar. But somehow there’s still that urge to better myself just because I don’t know this year yet.

Not that anything truly changes as the date ticks over. My experiences are still the same. I am still me. I have the same foibles as I did on the 31st.

But I feel like I need this change. Last year was one of the worst of my life in so many ways, and I don’t want to dwell in it. I want to remember and appreciate it, but I don’t want it to define me.

My so-called “resolutions” are no different than anyone else:

Be healthier. Become a better steward with my time and money. Enjoy being in the present more than worrying about the future. Tell people I love them since I don’t know the next time I will see them again.

2019 was a lost year for me. I’m trying to remember details, but all I can feel is the vague stress of the first part, and the chaotic grief of the second half. I was focused so much on getting by that I didn’t stop to think about what I was doing.

In the stress, anxiety, and depression, I think I lost a little bit of myself. That’s really what I want out of this new decade. To find myself again.

To stop performing for others and be satisfied in me.